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This post contains references to products from our advertisers. We may receive compensation when you click on links to those products. If you are approaching retirement or otherwise want to protect your nest egg from a sudden drop in value, there are many attractive but low-risk places to put your money. It’s possible to put your cash in something other than a passbook savings or money market account and still sleep well at night. Investors with a low risk tolerance should be able to rest easy when investing in any of these mutual funds.

I’ve evaluated them based on a long-term record of wealth protection, and other factors, including low fees and overall market returns. A low expense ratio of . I am not a fan of the 1. With most of its money in high-yield bonds, it’s also generally less risky than investing in stocks. Note, however, that its expense ratio of . This bond fund should hit the sweet spot for many investors looking to protect their wealth and get some income at the same time. But the expense ratio on this fund is just .