It might be tempting at times to dig a hole in your backyard and bury your savings, even when the stock market is on a rally. But if you pick safe places to invest your money, you’ll know good places to invest in real estate all times how it’s performing for you.

Money market accounts are great ways to invest money for the short-term. If you need a quick turnaround these are stable ways to secure a return on your investment. But yields are still relatively low these days — you’re lucky to find an account paying above 1. These accounts are liquid and usually FDIC insured. The only drawback is that some money market accounts may require a minimum balance. Before you settle on an account, make sure to check out our updated list of the best money market account deals and high-interest savings accounts.

T-bills are issued by the U. They are fully backed by the government. You can choose the maturity date when you’re investment will be fully realized. Short-term T-bills are the safest investments with maturity dates of 13 or 26 weeks. CDs are available through your bank or broker and are also very safe investments. They have set maturity dates and you’re locked into your interest rate at the time of your investment. If you withdraw your funds early then you incur a penalty that can be costly.